We value your future
Established in 2005 and since 2018 a part of Gloval, Prime Yield delivers valuation, research and advisory/consultancy services and has been focusing on the NPL&REO market, specializing in Europe and Latin America.
ABOUT US
Value generation for our clients.
Thinking about the players (buy and sell) who want to be actively involved in the transaction of this type of assets, the company created the new business area NPL & REO Services, also supported by Prime AVM & Analytics, an advanced technological solution that allows NPL’s investors and sellers to have property valuations in a fast, simple and reliable way both for single assets or entire portfolios (RESI or CRE). Prime Yield is regulated by RICS and REV, also holding a certification in Quality and Environmental Management (NP EN ISO 9001 and NP EN ISO 14001).
Credentials:
NPL&REO Services – Designed to stand by you
Valuation, research and advisory services for an informed decision-making in NPLs transactions. Strongly supported in Prime AVM & Analytics, an advanced technological solution for property valuations.
Valuation
> Residential AVM by Prime AVM > Portfolio Valuation (Residential + CRE) by Prime Analytics > RICS/TEGoVA Valuations
Consultancy
> Highest and Best Use Analysis by Argus Developer® > Urban Planning > Feasibility Analysis
Research
> Housing Intelligence > BPO > CRE Benchmarking
Valuation
Residential AVM by Prime AVM
> Prime AVM is a new solution for the property valuation market developed by Prime Yield.
> This AVM (Automated Valuation Model) uses an algorithm that is scientifically validated to estimate the value of a property always in a valuer-assisted basis.
> One of Prime AVM's differentiation factors is the ability to valuate both single assets and portfolios, using a set of 90 variables that increase the level of information about the asset. And, in addition, this system can work as a benchmark to other valuations, thus being an added value service.
Portfolio Valuation (Residential + CRE) by Prime Analytics
> Prime Yield can help you maximize the value of your assets: we have the skills and experience to provide you with an accurate valuation of both commercial and residential properties within your diverse portfolio.
> Our portfolio valuation services are based in the Prime AVM & Analytics platform that allows to: i) optimize the return of the property portfolio, ii) ensure that the property portfolio is valuated in accordance with real market value, iii) reduce internal costs, iv) establish a deadline for performing valuations.
> Prime AVM platform allows the user to set up the valuation of an entire portfolio.
> Prime Analytics, which is a complement of Prime AVM, allows a more in-depth analysis that explores additional layers of information for strategic acquisition purposes, fraud detection, risk concentration, forecasting and roll-up sessions.
RICS/TEGoVA Valuations
> Valuations under international regulations.
> Valuations according to standards of the Royal Institution of Chartered Surveyors (RICS) and in accordance with the International Valuations Standards (IVS).
> Valuations according to European Valuation Standards (TEGoVA).
Consultancy
Highest and Best Use Analysis by Argus Developer®
> Prime Yield provides HBU analysis of new developments or redevelopments through the Argus Software Developer.
> The highest and best use determine the solution that maximizes the land use regarding a market study and economic feasibility analysis.
Urban Planning
> Strategic consulting in urban planning, creating a mix of occupation to the development, allowing an integrated approach and maximizing the economic potential of the assets.
> We analyze and follow up urban management processes with the various entities of the Public Administration.
Feasibility Analysis
> Set up the mix of occupation and the its integration in a project design.
> We provide sensitivity analysis, considering several scenarios in terms of costs and income.
Research
Housing Intelligence
> Immediate online access to the information and analysis you need. Access to the property’s geographic and sociodemographic environmental information complementary to indicators such as asking prices and rents.
> Our platform provide access to unique datasets of market monitoring.
BPO
> Desktop broker price opinion (BPO) based on comparable evidences with similar properties on the market.
> Drive-by broker price opinion (BPO) with benchmark of the neighborhood of the asset.
CRE Benchmarking
> These services include detailed analysis and assessment, comprising both qualitative and quantitative features of the business (efficiency of the occupation).
> Benchmarking gives the access to local and customized data to improve the productivity.
Latest News
Read the latest news on Non Performing Loans & more, featuring top stories from Europe, Latin America and around the world.
/ Spain
Spanish companies are better prepared to face the disruption from the coronavirus pandemic than when the global financial crisis hit, although some vu
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European banks are expected to duffer a hit of up €380 billion to their capital due to the economic disruption from coronavirus pandemic, but most s
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Bankia, Spain’s fourth-largest bank by assets, reported a 54% drop in first-quarter net profit hut by higher provisions and lower net interest incom
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The US Fund Lone Star put the Novo Banco’s operation in Spain for sale, after the injection of €850 million by the Portuguese State into the bank,
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Four of Portugal’s largest banks saw their profits halved in the first quarter of 2020 because of the provisions needed to deal with the pandemic cr
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Portuguese bank Millennium bcp reported a 77% decline in first-quarter net profit to €35.3 mn following its provisions to offset the economic i
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There is strong competition among banks for participation in the Guarantee Fund for the provision of state-subsidized liquidity to Greek enterprises,
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Eurobank has become the first Greek lender to make use of the government’s Hercules scheme to reduce nonperforming loans after gaining finance minis
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Before the coronavirus pandemic hit, banks in Italy and Greece had been pinning their hopes on securitization to help them run off billions of euros o
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US direct private lender Kennedy Funding closed a $2.633 million loan to BRMF LLC of Brazil. Proceeds of the loan will be used for working capital
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Brazil’s largest lender, Itau Unibanco Holding SA, posted weaker-than-expected quarterly earnings after setting aside r$10.1 bn ($1.82 billion) in r
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Banco Bradesco SA is setting aside R$ 2.7 bn ($506.1 million) for expected COVID 19-related loan losses and may provision more in the coming months am
Continue Reading..Our research: an informed insight
Get to know the KPI’s on several European and Latin America NPL markets, accessing our latest research. We release regular updates for Portugal, Spain and Greece, in Europe, and Brazil, in Latin America, covering the NPL status and deal potential, economic and real estate outlooks.
NPL&REO in Spain: a steady target in Europe (Spring 2020)
As one of the most mature NPL markets in Europe, Spain expects the sales volume of this type of portfolios is expected to stabilize along 2020, following the trend and the activity levels recorded in 2019. Now that the boom in sales of bank’s larger portfolios seems to have stayed behind, deals in secondary markets and securitizations are gaining momentum.
Investing in NPL in Portugal: The Time is Now! (Spring 2020)
Despite the significant reduction achieved over the last four years, Portugal still owns one of the highest bad credit ratios in Europe, and the reduction of the NPL assets will continue to be a key priority for the Portuguese banks over the next 12 months. Following the path of 2019, the investors’ appetite for the Portuguese market should remain high along 2020.
Investing in NPL in Greece: A promising market finally taking off (Spring 2020)
After a 2017 that made the market visible and a 2018 that brought a potential growth, the Greek NPL market finally took off in 2019, gaining international scale and a real boost in traded volumes to more than €30 billion. Economy recover, bank’s pressure to deleverage and investor’s high interest open very good prospects for another buoyant year in NPL trading in Greece.
NPL in Brazil: the next (emerging) hot market! (Spring 2020)
Brazil gives a further step in being an emerging target for international players investing in the distressed credit market. The relative initial stage of this market, compared to other mature European countries, gives Brazil an edge in terms of returns and access to large-scale portfolios. A recovering economy and an increasingly professionalized market are the other conditions contributing to another increase in the trade of NPL.
Our Team
We are fully commited with your sucess. Our expertise is at your service to explore the best opportunities in the NPL market.
Nelson Rêgo, FRICS, REV
Head of Portfolio Valuation ServicesManaging Director Prime Yield
His background includes a degree in Real Estate Management, as well as several other post-graduations in Salford-Manchester, AESE Lisbon, IESE Madrid/Barcelona and Secovi-São Paulo, he also took part as lecturer for the MBA in Real Estate Valuation at ESAI. With an experience of over 2 decades in the property valuation market, Nelson has worked with all of the major banks operating in the Portuguese speaking countries on property valuations and real estate projects. Since 2010 became working with the most important Funds in Iberia and Latam for the buy and sell sides in NPL&REO operations. Nelson obtained the certification as a specialist valuer of properties of Real Estate Investment Funds in 2003 and became a member of RICS (FRICS) in 2007 and Recognized European Valuer (REV) by Tegova in 2017.
Miguel Domínguez
Engagement Manager (Valuation and Advisory) Prime Yield (Gloval)
He holds a Bachelor´s Industrial Engineer specialized in organization, english fluent speaker, with over 5 years of work experience in the property valuation market, and with a master degree in Equity Research and M&A (IEB) and MBA (ThePowerMBA). Miguel has worked with the most important Spanish industrial companies around the world, valuing singular real estate projects getting communication and commercial skills with a strong international experience. In 2020, he has joined Gloval Advisory at Prime Yield´s team, in charge of valuation of real estate portfolio for REITs and in NPL&REO operations for both buy and sell sides (Banks, Investment Funds and Servicers).
José María García, MRICS
Manager of Business Development&Research in Gloval Advisory Spain
His background includes a degree in economics, MBA from Les Heures (Barcelona) as well as postgraduate in property investment and financing (IEB), PhD in real estate risks in progress. Took part as a teacher in several business schools. Has published articles on the sector. With an experience of over 2 decades in the real estate valuation, transactions, and asset management, José María has worked in consultancy, services and development companies, working with the most important funds, SOCIMIS and investors in Spain. José María is a member of the Royal Institution of Chartered Surveyors (MRICS, valuation) as well as the RISK-M by the European Institute of Real Estate Risk Management.
Francisco Virgolino
Partner&Head of NPL&REO Portugal
His background includes a degree in Economics and a post-graduation in real estate management and valuation (ISEG, Lisbon). He also completed the Large Accounts Management and Green Belt Course (Six Sigma Quality – GE) program, as well as the DMAIC process course. With an experience of over 10 years in the advisory services, Francisco has worked in consultancy for market studies and property valuation on Portuguese speaking countries in most of the economic sectors such as insurances companies, real estate, industry, shipment, engineering and construction. Francisco joined Prime Yield in the beginning of 2012 as a Director for property Consultancy and Valuation for Proprime, and is currently Head of NPL&REO portfolios in Portugal.
Panos Charalambopoulos, MRICS, REV
Managing Director of Solum Greece
He holds an MA in Property Valuation and Law, BA in Marketing Communications as well as a certificate in Business He specializes in Property Valuation and Consulting in the real estate sector in Greece and the Balkans. Active in the Real Estate Market since 2004. He has undertaken and audited more than 15.000 Property and Business Valuations for mortgage lending purposes, IFRS, REIT, NPL, Investment, Arbitration, Expropriation, Distressed Portfolios and Auction Purposes. Panos is a keen RICS member since 2008 (MRICS) as well as registered valuer (VRS), a Recognized European Valuer (REV) by TEGoVA since 2012 and an AVAG and HVI member. He is a member of the RICS Valuation Professional Group in charge of dealing with pertinent Valuation matters in Greece.
José Antonio Santos, MRICS
Partner&Head of NPL&REO Brazil
His background includes a degree in Civil Engineering and a post-graduation as a teacher of the Methodist University in the subject of analysis of investment projects. With an experience of over 3 decades in the consultancy sector, with expertise in portfolio valuation, José has worked as a director for some of the major International consultancy/advisory companies, including Ernst&Young and KPMG, having created in 1988 Ernst&Young’s valuation area. José has been a member of RICS (MRICS) since 2013, and among his most important projects he was able to contact with most the economic sectors being, information, energy and natural resources, food, health and chemical industries, commercial banks and technological.
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Offices
Calle Eucalipto, 33 - 5ª Planta
28016 Madrid | Spain
T.: (+34) 917 372 978
Av. Columbano Bordalo Pinheiro, 75 - 7.06
1070-061 Lisboa | Portugal
T.: (+351) 217 902 540
1, Neofitou Vamva Street
GR-106 74 – Athens | Greece
T.: (+30) 210 68 01 786 int. 16
Av. Brigadeiro Faria Lima, 1.461 – 4º, Torre Sul
Pinheiros | CEP 01452-002 | São Paulo – SP | Brazil
T.: (+55) 11 3382-1536