With an increase of 6.1% compared to the same month last year, the stock of credit operations reached R$ 4.266 trillion in July. The value is also 1.2% higher than the one registered in June this year. The figures numbers are from the Credit Monetary Note, released this Friday (27) by the Central Bank (BC). The concession of credit was R$ 418.4 billion, 16.3% more than in July last year.
For individuals, the balance of credit operations grew 8.6% compared to July 2020 and 1.5% compared to June this year. For companies, the increase was 2.9% and 0.8%, in the yearly and monthly comparison, respectively.
At 2.3% of the total balance of operations, defaults remained stable in relation to the month immediately before, but advanced 0.2 percentage points in relation to July 2020.
In free resources, the credit stock reached R$ 2.495 trillion in July, a growth of 7.4% compared to July last year. Still in this segment, credit granting totaled R$ 356.2 billion in the period, up 15.2%.
Credit with directed resources, which is that subsidized by governments, totaled R$ 1.770 trillion in July. The value is 4.3% greater than the one registered in July of last year. The concession of credit totaled R$ 62.2 billion, an increase of 25.6%.
Original Story: CNN Brasil | Anna Russi
Photo: Photo by Bruno Neves from FreeImages
Edition & Translation: Prime Yield